VALID CII M05 TEST SIMULATOR, NEW M05 EXAM PRICE

Valid CII M05 Test Simulator, New M05 Exam Price

Valid CII M05 Test Simulator, New M05 Exam Price

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Tags: Valid M05 Test Simulator, New M05 Exam Price, Real M05 Questions, New M05 Test Pdf, Practice M05 Test

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CII Insurance law (IL) Exam Sample Questions (Q94-Q99):

NEW QUESTION # 94
Insurance agencies are usually created by way of

  • A. deed of agreement.
  • B. unilateral agreement.
  • C. express agreement.
  • D. implied agreement.

Answer: C


NEW QUESTION # 95
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the characteristics of a corporation aggregate?

  • A. It is not treated as a separate legal entity.
  • B. It is an organisation with a separate legal existence to its membership.
  • C. It is answerable to its shareholders or members.
  • D. It is a legal person representing one official position.

Answer: B,C


NEW QUESTION # 96
What is the role of the Financial Ombudsman Service (FOS) in insurance disputes?

  • A. It issues licenses to insurance companies
  • B. It regulates the pricing of insurance products
  • C. It helps consumers resolve complaints with their insurers
  • D. It provides legal advice to insurers

Answer: C

Explanation:
The Financial Ombudsman Service (FOS) is an independent body that helps consumers resolve disputes with financial services, including insurance companies. It provides a neutral mechanism for dispute resolution.


NEW QUESTION # 97
Which of the following regulatory bodies oversees the conduct of insurance firms in the UK?

  • A. Prudential Regulation Authority (PRA)
  • B. Bank of England
  • C. Insurance Ombudsman Service
  • D. Financial Conduct Authority (FCA)

Answer: D

Explanation:
Financial Conduct Authority (FCA)


NEW QUESTION # 98
What type of reduction is sometimes applied to the replacement cost of an item under an insurance policy claim in order to reflect the application of indemnity?

  • A. Loss of interest.
  • B. An excess.
  • C. Brokerage.
  • D. Wear and tear.

Answer: D


NEW QUESTION # 99
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